Technology partner since 2001

Anyone can build good software. We deliver what makes the difference after that.

Lease management software and refinancing platform — cloud-based, GDPR-compliant, made in Germany. Built by a team that knows your industry from the inside. Since 2001.

  • 0+
    Years Exclusively banks & leasing companies
  • 0M+
    Contracts in active operation
  • 0%
    Made in Germany Development, hosting, support
  • 0
    Focus One market. Full depth.

Specialized solutions. One team that knows your processes.

Cloud-based leasing software and refinancing platform — with consulting built on real industry expertise.

LeasOne

For Leasing Companies

  • End-to-end contract process from calculation to final settlement — without media breaks
  • Audit-proof documentation and logging for internal and external reviews
  • Integration with accounting, DMS and your existing IT landscape
  • Standardized processes that don't depend on individual knowledge holders
RefiOne

For Banks & Refinancing Departments

  • Transparency across refinancing lines, portfolios and cashflows
  • Automated proof of fund usage and regulatory reporting
  • Processes that systematically map BAIT, MaRisk and DORA requirements
  • Bulk request import with automatic validation
Consulting & Guidance

For those who need more than software

  • Personal contacts who understand your business processes — from day one
  • Structured project management from analysis to go-live
  • Support during month-end closing, migration, audit preparation and system adjustments
  • Reachable by phone, email and on-site
Our Approach

Technology partner — not software vendor.

The difference between a software vendor and a technology partner doesn't show in the product. It shows in what happens before, alongside and after the software.

A vendor takes requirements and delivers. A partner asks whether the requirement solves the right problem — and stays involved in operations long after the project is complete.

We've lived this difference since our founding. Not as a promise, but as a way of working.

How We Work

We don't just execute. We think ahead.

Our clients come to us with a challenge — not a finished specification. And even when they bring one, we don't simply accept it. We examine whether the proposed solution actually addresses the right problem.

We challenge

Before we implement a requirement, we ask the questions others don't. Not on principle — but because we know from dozens of comparable projects that the first idea is rarely the most efficient solution.

We guide

We know the processes, the auditors, the typical pitfalls. We use this knowledge to provide genuine orientation: What works in practice? Where have comparable organizations already gained experience — and which paths turned out to be dead ends?

We stay

For us, the real collaboration begins after go-live. We support your operations, assist with regulatory changes, help prepare for audits and proactively bring improvement suggestions. Not because it's in the contract — but because we know that software is only as good as the support behind it.

Technology with Expertise. People with Experience.

We use modern technologies wherever they create real value — from cloud-based leasing software to data-driven process optimization. But we also know: when it matters, no algorithm replaces genuine domain expertise.

When a leasing company reports an issue during month-end closing, they need someone who knows the difference between a booking logic and a reconciliation error. Someone who has helped in exactly this situation three times before. And is directly reachable.

We know the market participants, the auditors, the processes — because we have never done anything else. This knowledge doesn't just live in our software. It's on the phone when you call.

Gudars Ahrabian
Gudars Ahrabian Founder & Managing Director
Our Experience

Guidance that can only come from practice.

When you're implementing a new system, planning a migration or resolving a regulatory bottleneck, you don't need a provider starting from scratch. You need someone who has been in exactly this situation three times before.

We have guided migrations where not a single business day was lost to downtime. We have supported leasing companies entering the market without a single defined process. And we have built refinancing platforms for banks whose requirements went down to the eighth decimal place.

This knowledge doesn't live in a whitepaper. It lives in our team — and flows into every project.

Captive leasing companies

High-volume operations with over 120,000 active contracts — fully automated.

State banks & development institutions

Complex refinancing structures with specialized requirements and banking integration.

Market entry & greenfield

Organizations that started without existing processes — with LeasOne as their operational backbone.

Regulatory requirements. Systematically covered.

Security and compliance are not add-on modules — they are an integral part of our architecture. GDPR-compliant leasing software, hosted in Germany, documented for auditors.

GDPR-compliant

Data processing with clearly defined technical and organizational measures and a transparent sub-processor chain.

DORA-ready

ICT risk management and outsourcing governance — so you can confidently meet regulatory requirements.

BAIT & MaRisk

Authorization concepts, documented change processes and vendor management — aligned with BaFin requirements.

Logging & Audit Trails

Comprehensive server-side logging of all operations and technical-organizational measures. Exportable and auditable on demand.

Complete audit trails and compliance documentation — available on request.

The People behind CrossLease

For over 25 years, our team has been working at the intersection of technology and financial services. We are not an anonymous hotline — we are your direct contacts. Personally reachable, technically sound, and at your side as long as you need us.

A selection from our team

Philipp Maute, Authorized Officer, Technical Operations

Philipp Maute

Authorized Officer, Technical Operations

Tatiana Ahrabian, Managing Director

Tatiana Ahrabian

Managing Director

Nando Meinzold, Customer Success

Nando Meinzold

Customer Success

Theresa Scharf, Marketing

Theresa Scharf

Marketing

Gudars Ahrabian, Managing Director

Gudars Ahrabian

Managing Director

Bobbie-Lee Creswell, Chief of Staff

Bobbie-Lee Creswell

Chief of Staff

Alexander Jordan, Development

Alexander Jordan

Development

Dario Gutierrez, Customer Success & Growth

Dario Gutierrez

Customer Success & Growth

Laurence Ahrabian, Authorized Officer, Business Operations

Laurence Ahrabian

Authorized Officer, Business Operations

Reach us personally — by phone, email or on-site in Oberhaching near Munich.

30 minutes. Your challenge. Our honest assessment.

Whether migration, new system, regulatory bottleneck or a question that's been on your mind — we listen and tell you openly where and how we can help. No sales pitch.